FirstRate
Build a 1-0 buydown. Pitch it before closing day with a plain-English email + illustration PDF. Pitch it early. Skip the closing-day shock.
QuotePilot
Compare loan scenarios side-by-side for the borrower stuck on which rate. Pick scenarios → get a branded PDF + savings email. Show the math. Close the loan.
SmartRate Advantage
Show a borrower the real trade-off between a lower rate and a bigger lender credit. Drag the timeline to their expected loan duration and the break-even, remaining benefit, and borrower PDF all follow.
Refi Rolldown
Current-vs-new refinance math with a borrower-ready PDF. Show the savings. Earn the refi.
Fee Sheet
Build an Itemized Fee Worksheet for the borrower, bucket by bucket, and hand it over as a branded OFM PDF. Every fee, on one page.
Fixed vs ARM
Put a 30-year fixed head-to-head with an ARM in seconds. Real worst-case payments, break-even month, and a clean comparison PDF you can hand a borrower.
BuyMax
Answer "what can I afford?" in 30 seconds. Plug in income + debts → max price + monthly payment + branded PDF. One number. Thirty seconds.
Blended Rate
Adds every card and auto into one true blended rate, then shows the consolidation refi side by side with today's payments. One number wins the call.
FirstDraft
Ready-to-copy OFM email templates for every moment in the loan. Pick the situation, copy the draft. Pick it. Copy it. Send it.
Training Library
The OFM training shelf. Videos, guides, and step-by-step walkthroughs for the systems you use every day. Find your topic, follow along, get unstuck. Every answer, one library.
OFM Yearbook
The whole team directory in one place, with photos, titles, and teams. The whole team, one page.
FinePrint
OFM-branded email signature with your headshot, NMLS, phone, and links. Pulls your FirstSight headshot automatically. Copy the HTML into Gmail or Outlook. Sign every email like a pro.
FirstSight Studio
Make your headshot with the AI generator (Sunny's proudest build) or book a real session with him. Final shots land in your hub + push straight to your email signature. Book it. Receive it. Create it.
Team Cards
Your OFM digital contact card - photo, tap-to-save, QR. One tap. You are in their phone.
sbibra@optimumfirst.com - happy to build it.